Enigma’s Young Professional Programme trains academically qualified young people to become financial services consultants. Under the motto “We can do more together”, the Young Professionals learn from one another, as well as from trainers, clients, and our own experienced consultants.

These Young Professionals spend 32 hours a week working as Junior Consultants for clients, and 8 hours a week following a customised market-oriented training programme. Working (on projects) is thus combined with learning. During and at the end of the training course, the Young Professionals obtain various certificates that are recognised by the market.


Paul Jans
Paul Jans
Managing Director

Three objectives

Enigma’s aspiration is to bind talent to the financial sector through the Young Professional Programme. Regeneration is necessary for every organisation for continuity, innovation and to take on the challenges of the coming years.

The Young Professional Programme has three objectives, namely to develop the Young Professionals on a professional, functional and personal level:


  • The professional aspect of training is geared towards expansion of knowledge. This element is theoretical, but has a direct link to practice. This way, we ensure the knowledge gained adds value to client projects immediately. Examples of substantive training courses include NIBE-An Introduction to Banking and NIBE-Payment Traffic. These training courses are presented by Enigma colleagues who work for clients and they are based on current case studies.
  • In terms of functional skills, the Young Professionals learn skills – such as consultancy skills – which can be applied in practice immediately. Case studies are examined during these training courses. Examples of courses pertaining to functional skills include Requirements, Presentation Techniques and Agile/Scrum.
  • In terms of personal development, attention is given to personal effectiveness and leadership, professional communication and consultancy skills. By focusing on ‘soft’ consultancy skills too, the Young Professionals gain experience that is of added value for the rest of their careers. Examples of these personal development courses are Personal Leadership and Intervision.


Improving professional expertise, skills and personal development and translating and applying everything learned in practice are therefore central.


Partial certificates recognised by the market

During their traineeship, the Young Professionals obtain partial certificates that are recognised by the market, including NIBE, Prince2, Scrum, Requirements Management and GARP. The Young Professionals are awarded the official Enigma Academy certificate on completion of the whole programme.

Assignment Young Professionals 2018-2019

Traineeship assignment: PSD2 as gamechanger

You are new to the world of PSD2, and a lot of information is coming at you. How do you manage to find your way through this world? Not only our customers are facing this question, but we as Young Professionals from Enigma Consulting and Rabobank are also facing this challenge. The implementation of PSD2 was the perfect opportunity to look into the changing payments landscape. We spoke with several relevant players and combined earlier research with our own findings. As a result of this, two reports have been produced in which our first insights on PSD2 and the latest trends in the payments market are described. What is the impact of PSD2 exactly? Is it a guideline that only banks and financial institutions have to deal with? Or does it also have implications for you and me, as entrepreneur and consumer?
Are you curious what our findings are? Read the reports from our Young Professionals below:

PSD2: De evolutie van het betaallandschap (report is in Dutch)

The advent of PSD2 lead to major shifts in de payments domain. Apart from new payments services and new regulation, also new parties will enter the payments market. For all the major players within the payments market, it is important to be aware of the latest developments since this is the moment where parties can distinguish themselves from others. In this report, we will further discuss these developments and players within the payments market.

Download report

A new dawn: The future of banking propositions with PSD2

PSD2 is the absolute trigger for banks to think about their strategic positioning within the new playing field. Banks could hand over a part of their product portfolio’s to TPP’s while enlarging their own offerings. Banks use three Open Banking-archetypes, namely: distributor, aggregator and orchestrator. Each archetype has its own specific effect on the product portfolio of a bank and improves the relevance of a bank within the financial market. In this report, we further discuss the archetypes as well as how they are used and implemented.

Download report

The Young Professional classes

Read more about the group of trainees that started in 2012, 2016 and 2018.